The moment a veterinarian recommends an unexpected procedure, most pet owners face the same quiet panic: how will we pay for this? Veterinary care has advanced enormously in recent years, and with that advancement comes greater capability to treat serious conditions, but also bills that can reach into the thousands. No pet owner should have to choose between their budget and their pet’s health, and that is exactly the problem that veterinary financing is designed to solve.
At Grace Animal Hospital in Holly Springs, NC, we offer flexible financing options to make sure cost is never the reason a pet goes without necessary care. We work with both CareCredit and Cherry Financing so that families have real choices when it comes to managing larger veterinary expenses. Whether your pet needs a planned spay or neuter procedure or an urgent surgical intervention, our team is here to help you find a payment path that works.
Grace Animal Hospital currently accepts two of the most widely used veterinary financing programs available, giving you the flexibility to choose the option that best fits your financial situation.
CareCredit is a dedicated healthcare credit card accepted at more than 285,000 locations nationwide, including veterinary practices, dental offices, and other health providers. It allows cardholders to pay for veterinary services over time through a series of monthly payments rather than a lump sum at checkout. Transactions of $200 or more are eligible for promotional financing periods, and once approved, cardholders can begin using their CareCredit account immediately.
Cherry is a buy-now, pay-later financing option built specifically for healthcare and wellness providers. Unlike traditional credit cards, Cherry uses a soft credit check that does not affect your credit score, and the application process takes less than 35 seconds with instant approval decisions. For eligible borrowers, Cherry offers fixed monthly installments with no deferred interest surprises, making it easier to plan your payments with confidence.
Financing through CareCredit or Cherry can be applied to a broad range of services at Grace Animal Hospital. Common uses include diagnostic procedures, surgical care, hospitalization, dental treatments like pet dental cleanings, emergency visits, and prescription medications. Financing is not limited to emergencies; many clients use it to spread the cost of planned services like wellness packages or advanced diagnostic workups through our pet diagnostic lab in Holly Springs.
Having a financing option in place before your pet needs care is always the smartest move. Just as pet insurance works best when enrolled early, financing programs can be set up in advance so that if an emergency arises, one fewer barrier stands between your pet and the treatment they need.
Modern veterinary medicine now offers capabilities that were unimaginable just a generation ago. In-house diagnostic laboratories, digital radiology, advanced surgical techniques, and specialty referrals have expanded what is possible for pets facing serious illness or injury. According to the American Veterinary Medical Association, veterinary care consistently accounts for roughly one-third of total pet-related household spending, underscoring just how significant these expenses have become for most families. Grace Animal Hospital takes a transparent approach to pricing — we always walk you through your options before moving forward with any procedure.
Since opening in September 2024, Grace Animal Hospital has grown into a trusted veterinary home for families throughout Holly Springs and the surrounding area. Dr. Tiana Montell leads a team committed to compassionate, high-quality care delivered with honesty and respect for both you and your pet. We are open seven days a week, with emergency-only hours on Sundays, so that when your pet needs urgent attention, we are here.
We offer financing because we believe every pet deserves care, regardless of where a family stands financially on any given day. If you have questions about our financing options or want to learn more about what is covered, our team is always happy to walk you through the details. To schedule an appointment or ask about financing for an upcoming procedure, contact Grace Animal Hospital and we will help you take the next step toward getting your pet the care they deserve.
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