The moment a veterinarian recommends an unexpected procedure, most pet owners face the same quiet panic: how will we pay for this? Veterinary care has advanced enormously in recent years, and with that advancement comes greater capability to treat serious conditions, but also bills that can reach into the thousands. No pet owner should have to choose between their budget and their pet’s health, and that is exactly the problem that veterinary financing is designed to solve.
At Grace Animal Hospital in Holly Springs, NC, we offer flexible financing options to make sure cost is never the reason a pet goes without necessary care. We work with both CareCredit and Cherry Financing so that families have real choices when it comes to managing larger veterinary expenses. Whether your pet needs a planned spay or neuter procedure or an urgent surgical intervention, our team is here to help you find a payment path that works.
Grace Animal Hospital currently accepts two of the most widely used veterinary financing programs available, giving you the flexibility to choose the option that best fits your financial situation.

Financing through CareCredit or Cherry can be applied to a broad range of services at Grace Animal Hospital. Common uses include diagnostic procedures, surgical care, hospitalization, dental treatments like pet dental cleanings, emergency visits, and prescription medications. Financing is not limited to emergencies — many clients use it to spread the cost of planned services like wellness packages or advanced diagnostic workups through our pet diagnostic lab in Holly Springs.
Having a financing option in place before your pet needs care is always the smartest move. Just as pet insurance works best when enrolled early, financing programs can be set up in advance so that if an emergency arises, one fewer barrier stands between your pet and the treatment they need.

Modern veterinary medicine now offers capabilities that were unimaginable just a generation ago. In-house diagnostic laboratories, digital radiology, advanced surgical techniques, and specialty referrals have expanded what is possible for pets facing serious illness or injury. According to the American Veterinary Medical Association, veterinary care consistently accounts for roughly one-third of total pet-related household spending, underscoring just how significant these expenses have become for most families. Grace Animal Hospital takes a transparent approach to pricing — we always walk you through your options before moving forward with any procedure.
Since opening in September 2024, Grace Animal Hospital has grown into a trusted veterinary home for families throughout Holly Springs and the surrounding area. Dr. Tiana Montell leads a team committed to compassionate, high-quality care delivered with honesty and respect for both you and your pet. We are open six days a week, Monday through Saturday, from 8AM to 7PM.
We offer financing because we believe every pet deserves care, regardless of where a family stands financially on any given day. If you have questions about our financing options or want to learn more about what is covered, our team is always happy to walk you through the details. To schedule an appointment or ask about financing for an upcoming procedure, contact Grace Animal Hospital and we will help you take the next step toward getting your pet the care they deserve.
Yes. Grace Animal Hospital accepts CareCredit and Cherry Financing. Both options allow you to pay for your pet’s care over time through monthly installments. CareCredit is a healthcare credit card accepted at over 285,000 providers nationwide, while Cherry Financing uses a soft credit check that does not affect your credit score and offers instant approval decisions.
Financing through CareCredit or Cherry can be applied to most services at Grace Animal Hospital, including diagnostic procedures, surgeries, hospitalization, dental treatments, emergency visits, prescription medications, and wellness packages. Both programs are flexible and can be used for planned and unplanned care.
CareCredit approval can happen quickly and cardholders can use their account immediately upon approval. Cherry Financing applications typically take less than 35 seconds, with instant approval decisions. You can apply for either program before or at the time of your appointment.
No. Cherry Financing uses a soft credit inquiry that does not affect your credit score. This makes it a low-risk option for pet owners who want to understand their financing options without impacting their credit standing.
Yes. Financing through CareCredit and Cherry is available for both planned and emergency procedures. We recommend setting up a financing account before an emergency arises so that if your pet needs urgent care, payment is one less thing to worry about.